Some overseas hospitals won’t discharge you until your bill is paid…
Don’t be held hostage without travel insurance coverage for you & your family!
The Trip Cancellation Benefit reimburses you for your non-refundable trip deposits or payments if you must cancel your trip for a covered reason. The covered reason that causes you to cancel must occur after your effective date and prior to your scheduled departure.
For example, many first class airline tickets, and some business class tickets are fully refundable. You should only buy travel protection for the full cost of your non-refundable travel arrangements. Non-cash transactions such as frequent traveler awards, early bird discounts etc, generally cannot be covered as these items have no cash value.
Important Tip! You should always insure the full cost of any non-refundable travel arrangements, as there will be additional limitations and exclusions if you insure less than the full cost of your non-refundable travel arrangements.
Although there are a great many covered reasons for Trip Cancellation, not every possible reason is covered. Travel protection plans generally do not cover a change of mind or other similar discretionary reasons.
Our Cancel For Any Reason benefit allows the traveler freedom to cancel a trip for any reason whatsoever (2 days or more before the scheduled departure date) and be reimbursed for 75% of the cancellation penalty amount. Of course, if a trip is canceled for a covered reason, then reimbursement would be at 100% of the cancellation penalty amount under the Trip Cancellation Benefit.
Important Tip! Like some other provisions and benefits, Cancel For Any Reason is time sensitive and must be purchased within 15 days of the date of the initial deposit or payment for the trip. This benefit is only available on select plans.